Keeping you up to date with what matters.
I was chatting to a colleague recently about my forthcoming birthday, and suddenly it dawned on me that in eight years’ time, I will be able to access funds from my pension arrangements. My first thought was, ouch, how did that happen? I still feel 21 most of the time! Well the years pass quickly…
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We are now in the midst of the holiday season with many packing their suitcases, purchasing their suntan lotion and heading off to sunnier climes. It’s a chance to sit back, relax and let the brain wind down for a week or two, often recharging our batteries after a busy spell at work. Many of…
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Thorntons Investments are delighted to announce that our Pre-Retirement Seminars are now available to book. Click here – https://www.eventbrite.co.uk/e/am-i-ready-to-retire-pre-retirement-seminar-tickets-64176371254. These informative seminars are free and are designed to help you explore whether you feel ready to retire, and also consider what this next stage of your life may look like. There will be a limited…
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Why do Pensions get a bad rap? I think the honest answer is that after decades of the government tinkering with pension legislation we have been left with countless rules and regulations that few people understand. This lack of knowledge scares people and generally where you have fear, you have distrust. So, let me try…
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Thorntons Investments is delighted to announce the appointment of Gail Craig as a Discretionary Portfolio Manager. This appointment strengthens our Edinburgh Office where Gail will be responsible for managing portfolios for individual clients, pensions, offshore bonds, trusts and charities. Gail has over 25 years investment management experience and takes up the position from Brown Shipley. …
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People who care what their hard earned cash gets up to behind their backs and would prefer it to be ‘doing good’ have been turning in increasing numbers to ethical investment funds to generate a return on their savings. Faced with the range of ‘sustainable investments’ and ‘socially responsible’ funds available, knowing where to begin…
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‘What did the Romans ever do for us?’ is the entrée to a classic Monty Python sketch. One of the things they did do is introduce one of the first recorded pensions, by way of an annuity to Centurions who had finished their service. Subsequently people relied on savings, or more likely being looked after…
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We are all familiar with the nuisance associated with unsolicited cold calls, but these unwanted conversations can have more serious consequences. It’s an unfortunate reality that scams are becoming increasingly sophisticated, making it very difficult to distinguish a genuine caller from a fraudster, who can often appear completely credible and friendly. Cold calling techniques…
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Gone are the days when men made most of the financial decisions in a household. When I was growing up, my mum looked after the family and my dad looked after the finances, and this was certainly not uncommon. But things have changed and women should rightfully expect that the wealth management industry is keeping…
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By most measures, the strategy of automatically enrolling eligible employees into a company sponsored pension scheme is regarded as a success. Before auto enrolment, employees had to ‘opt in’ to work based pensions but now the principle is that employees must make a conscious decision to ‘opt out’. A Department of Work and Pensions (DWP)…
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