Financial Planning & Discretionary Portfolio Management


We want every client to feel confident, secure, and inspired by his or her financial future.

About You

The way we live our life reflects the way the world has changed: developments in technology, health and well-being mean we’re better connected, living longer and enjoying life in new ways.

Society affords us much more freedom to choose how we want to live our lives, provide for our family and enjoy a longer, healthier later life.

Ensuring we have enough capital to enjoy those freedoms is essential, but planning our finances is not an easy or straightforward thing to do.   Life’s priorities change all the time and any financial plan needs to be flexible and adaptable.

At Thorntons Investments we know this which is why we apply a ‘lifestyle financial planning’ approach, meaning instead of recommending a short-term fix , we create a detailed plan to help you achieve your long-term financial ambitions.

A plan that evolves with you over time but always has your preferred destination in mind.

Our Philosophy

We can’t direct the wind but we can adjust the sails

~ Thomas S. Monson

Our 6 Stage Process

Our goal is to help you to move forward confidently, knowing your future is secure with the freedom to live the life you desire.


1

Introduction

This initial meeting allows us to start to get to know each other a little better. It gives you the opportunity to tell us more about you, your hopes and aspirations, and to ask us any questions. This meeting is at no cost to you, and if it feels as if we can help you achieve your goals, we’ll both agree on the next steps.

2

Collect

Following the initial discussion, the next stage is for us to gather as much information as we can about your personal and financial objectives. This is so you can share as much as you can about your life and what’s important to you – in essence, how much does it cost to be you? We will then agree the right path forward, and the charges for our services.

3

Analyse

We’ll then go away and take a detailed look at your current financial position – your income, expenditure, assets and liabilities. We’ll look at your personal objectives, and your attitude to risk and create a plan that takes you towards your financial and personal ambitions.

4

Develop

The next stage is for us meet again to review the plan we’ve created for you. We’ll explain in detail the recommendations we’ve made, and how they meet your objectives. We’ll also show how the plan can be altered in the future as your needs change. You will of course have the opportunity to ask us any questions and consider all the options available.

5

Implement

Once the plan has been agreed, we’ll begin the process of implementing it. This is where we put in place the products and services we’ve outlined. We’ll try to keep any paperwork to a minimum and as hassle free as possible.

6

Review

Finally we’ll agree on how to regularly review your plan. We all know that life can change, which means your goals and dreams might too. Regular reviews enable us to make sure your plan continues to meet your needs; it also allow us to check your progress and make any necessary adjustments.

We’re here for you every step of the journey – to help you make life changing decisions if need be.

We work with you to create a plan that evolves with you over time, but always has your preferred destination in mind.